Complex Situations

There are situations that affect people’s lives that make their finances harder to manage. These pages look at some of these situations and provide advice for how to address financial issues.

Complex Situations

There are a number of situations that affect people’s lives that have a significant effect on their finances and make them more complex to manage. These situations can make it harder to keep your finances in order, harder to solve problems and also harder to have the mental and emotional space to work on them.

No matter your situation, there are things you can do and there is help available. It is important to let your creditors know your situation so they can help. Many creditors have special conditions or programs for people in particular situations. Discussing your situation may be difficult, but it can be the key to getting the help you need to improve your situation.


Financial abuse

Read the information on this page to see if this situation applies to you and what you can do to protect yourself.

Domestic and family violence and financial hardship

If you are in a domestic or family violence situation read the information on this page to see what you can do to manage financial issues

Mental Health 

There are strong links between financial hardship and mental health. The information on this link is very useful if you feel your mental health is suffering.