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DEBT PROBLEMS

Can’t pay your car loan? Phone bill? Credit card? Another debt?

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DEBT SOLUTIONS

Read about ways to tackle your debts one step at a time

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COMPLEX SITUATIONS

Natural disasters, family violence and economic abuse

In debt? Get your finances back on track with these step-by-step guides.

Our guides are based on the experience of financial counsellors who provide FREE information and advice. They don’t lend money or sell you anything and work only in your interest. Financial counselling is a not-for-profit service. It’s always free and confidential.

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Step by step guides

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Get back on track by taking some simple steps
Whatever your financial difficulty, whether it’s the mortgage, the credit card, the gas bill or something else, we have the answers. Work out what you can afford, how to negotiate payment plans, what debts to prioritise, and much more. Manage your debts and get back on track.

Not sure where to start?

Choose a category below

Speak with someone

Call us for FREE advice on how to manage your debts.

Call weekdays 9:30am – 4:30pm

Chat weekdays 9:00am – 8:00pm

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Looking for dedicated
one on one help?

Find a financial counsellor

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